Avoid temptation of 'cheap' health plans

In the most recent issue of Consumer Reports Health Alert is a rundown on things that just may be the tip off that your health insurance plan could be junk. As more and more Americans are laid off or otherwise lose health insurance benefits, it’s tempting to try and save money with ‘cheap’ plans. However, a cheap plan isn’t a bargain if it denies benefits or ultimately costs you your life due to denied treatment. It’s also tempting to try and play the odds that you won’t get sick or injured, which might be alright while you’re in your twenties, but if you have a family or have passed 40, then you’re playing with loaded dice.

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